First Home - Percentage Policy ,
Individual Self-Build in Charfield
Completed: 2025
Architect: Design For Living Architects
About this home:
Before finding this plot, self build only seemed possible once they retired. However this plot at the edge of a new development was an exciting affordable opportunity. Having remote jobs means they can answer phone calls and project manage from home, and come to site at the weekends and evenings. They're taking on the interior fit out and plumbing themselves and bringing in professionals for the structural work and electrics. Having had no building experience this has been a huge learning curve, not just in building but in managing people too. The timber frame came pre-insulated, was built off site, and was craned into position in just 4 days. They chose construction techniques that are common so that local contractors understood.
Features:

Individual Self-Build

Offsite Construction

MVHR

Solar Panels

Air Source Heat Pump

Custom Build Percentage Policy
Officer Delegated Decision

Urban Infill

First Home

Low Cost Construction

Women in Construction
Planning Insights:
2 months at planning
South Gloucestershire have a percentage policy that requires developers like Barratts to sell 5% of plots, on developments of over 100 houses, to self builders. The plot came with a Plot Passport stipulating position, road facing façade and maintaining the village aesthetic, amongst others. They anticipated a struggle since they changed a few things in the passport but did their due diligence in speaking to the Parish Council first. Putting in a pre-app reassured them of their design choices.
Project Challenges
Buying a 'serviced plot' from a developer
Barratts have not been cooperative. The services were incomplete and put in the wrong place. With no clear point of contact or project manager, they have been hard to communicate with.
Getting a mortgage
The mortgage lender required an end value of over £375k which meant having to build a four-bed house. They currently don't have any children, so for now the extra rooms will be a workshop and office.
Self-building with no experience
It has been a learning opportunity at every turn. They've learnt project management, coordination, communication, understanding when to hire specialists, technical building knowledge and budgeting.
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